If your New Year’s Resolutions included giving your finances a fresh start in 2015 then it may be an opportune moment to review your mortgage, according to local estate agency Connells in Basingstoke.  With the start of the year continuing to see low interest rates and a level of unpredictability as to what the general election may bring, borrowers should take steps now to lock into a fixed monthly mortgage payment or, alternatively, look to cut their monthly mortgage outgoings. 


“January is typically a time to review your finances and look to the year ahead to see if there are any savings to be made.  It is certainly worth reviewing your mortgage regularly and seeing if there are any better products available to you,” says Stephanie Yang, Mortgage Consultant for Connells in Basingstoke.


“There is also ‘no time like the present’ as borrowers can continue to enjoy the low interest rates currently available, rather than face the prospect of any rate rises that may come in at some point in 2015. Additionally, remortgaging can also be arranged to finance home improvements, to fund the purchase of an investment property or to buy out a joint owner’s share of the property,” continues Stephanie.


Connells offers mortgage and remortgage advice from its network of branches and has access to many different mortgage products.  To speak to a Mortgage Advisor, please call the Basingstoke branch on 01256 464566 or email: Basingstoke@connells.co.uk.